Retirement in Lanzarote – Healthcare
If you are thinking of retiring to Lanzarote, the following information may be of use to you.
If you are moving here and need financial help whilst you are seeking work, or if you have taken early retirement… then you need to get Form 106 from the DWP. You are only entitled to this if you have been paying into the UK system for at least 3 years immediately prior to your claim. This provides you with temporary health cover for around two years.
If when that E106 expires, you have reached retirement age – then you will need to get Form E121.
Outside of that, you will be epected to provide your own healthcare cover. This is either by working and paying into the system here in Lanzarote, or by paying for private healthcare.
An E106 does not give you a medical card… so you would take that form to the health centre with you, in the same way you would your E111.
The E121 and E106 forms are permanent… and provide notification of your permanent move to Lanzarote. With this in mind… you will need to get the Spanish equivalent of the E111 form if you are planning to visit the UK – otherwise you are not entitled to healthcare whilst there. We recommend that you use the services of a Gestoria to organise this for you (speak to Ben Simkins – he can organise this for you). this is if visiting the UK temporarily. If you are moving back there permanently… then you need to contact the DSS to be resubmitted to the system there.
If in doubt – speak to your Gestoria


Can you tell me if there are any websites that can give advice on retirement in Lanzarote. My husband and are both retired and have been thinking for a long while of buying a property and moving over there. We are at a dead end and hopefully can find someone similar who has done the deed and knows the pitfalls or otherwise. Any advice would be gratefully appreciated.
Many thanks
Hi Norma – unfortunately there are no websites specifically set up for that purpose… simply because it is a niche on a small island.
However we are happy to put you in touch with people in a similar situation to yourselves… I am away just at the moment – but once back I shall raid the address book and give you some contacts.
Kind regards
Elle xx
Many thanks Elle, I look forward to hearing from you.
Regards, Norma